Collection Solution (Pay by Link)

Digital payment collection via secure links. Accept M-Pesa, Airtel Money, Tigo Pesa, and bank payments for loans, invoices, and bills—with one integration.

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Features for the Tanzania market

Secure payment links

Generate unique links per invoice or loan repayment. Share via SMS, email, or WhatsApp. Customers pay without creating accounts.

Multi-provider support

Accept M-Pesa, Tigo Pesa, Airtel Money, HaloPesa, and bank channels (SIM banking, internet banking, Wakala agents) through one platform.

BillPay & control numbers

Issue one-time or recurring control numbers for utilities, fees, and subscriptions. Compatible with Tanzania’s BillPay and PSP ecosystem.

Instant confirmation

Real-time payment notifications and automatic reconciliation with your core banking or loan system.

BOT-compliant

Designed for licensed PSPs and banks. Supports KYC, AML, and audit trails required by Bank of Tanzania.

Frequently asked questions

How do customers pay using Pay by Link?

You generate a link or control number per transaction. The customer opens the link or pays via M-Pesa/bank using the number. Funds are credited to your account and your system is updated in real time.

Which mobile money providers are supported?

We integrate with M-Pesa (Vodacom), Tigo Pesa, Airtel Money, and HaloPesa, as well as bank channels including CRDB SIM Banking and agent networks.

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