What is TIPS in Tanzania?

TIPS (Tanzania Instant Payment System) is a national instant payment infrastructure operated by Bank of Tanzania that enables real-time retail payments 24/7/365. It supports Bank-to-Wallet, Wallet-to-Bank, Bank-to-Bank transfers, and TanQR payments.

What payment channels does TIPS support?

TIPS supports multiple payment channels including mobile banking apps, internet banking, USSD, ATMs, bank branches, and QR code payments (TanQR). ZIMA Solutions can integrate all these channels with your core banking system.

How fast are TIPS transactions?

TIPS transactions are processed in real-time, typically completing within 2-5 seconds. The system operates 24/7/365, enabling instant payments at any time including weekends and holidays.

TIPS Integration - Instant Payments

Enable real-time retail payments with Tanzania Instant Payment System. Bank-to-Wallet, Wallet-to-Bank, and TanQR payments.

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Payment Types Supported

Bank-to-Wallet

Send funds instantly from bank accounts to M-Pesa, Tigo Pesa, Airtel Money, and other mobile wallets.

Wallet-to-Bank

Receive funds from mobile wallets directly into bank accounts in real-time.

Bank-to-Bank

Instant interbank transfers for retail transactions below RTGS threshold.

TanQR Payments

QR code-based payments for merchant and P2P transactions using Tanzania's national QR standard.

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Ready to Enable Instant Payments?

Connect your financial institution to TIPS and offer your customers real-time payment services.

+255 69 241 0353

info@zima.co.tz

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