Our Products
Software and platforms we build and sell. Individual solutions to specific tasks for banks, MFIs, SACCOS, and enterprises.
AI Agents
Conversational AI for WhatsApp, web chat, and API. Industry-specific automation for healthcare, hospitality, retail, education, and more.
Learn more →API Gateway & Open Banking
Secure API management platform for open banking. Expose, consume, and monetize banking services with fintechs and third-party ecosystems.
Learn more →Mobile Push (Payments via MNOs)
Platform to facilitate payments via M-Pesa, Airtel Money, and Tigo Pesa. Customers approve on their phone—ideal for collections, bills, e-commerce.
Learn more →SMS Gateway
Bulk and transactional SMS at the lowest cost in Tanzania. HTTP & SMPP API, all networks, delivery reports and sender ID.
Learn more →Membership Referral System
SACCO referral platform. Members refer via web and app; track referrals, manage incentives. TCDC-aligned.
Learn more →Loan Management System
Full-cycle loan origination: application, risk assessment, disbursement, repayment tracking, and collections.
Learn more →Collection Solution (Pay by Link)
Digital payment collection system. Generate secure payment links for loan repayments, invoices, and transactions. Integrates with M-Pesa, Airtel, Tigo, banks.
Learn more →Channels Reconciliation System
Automated multi-channel reconciliation for banks. Reconcile across core banking, mobile money, ATMs, POS, and digital channels with audit-ready accuracy.
Learn more →TanQR Merchant Management
Unified merchant payment platform supporting Tanzania's TanQR standard. QR-based payments, settlements, and reporting.
Learn more →Salary Advance Management
Automated salary advance platform. Issue instant advances linked to payroll with automatic deductions. For employers and banks.
Learn more →Vehicle Financing Platform
End-to-end vehicle loan management. Digital applications, credit scoring, collateral tracking, repayment reminders. Integrates with TRA.
Learn more →Account Opening (Remote & Branch)
Digital KYC and account opening. Remote or in-branch with biometric verification, NIDA integration, and instant account activation.
Learn more →Microfinance Management System
Complete MFI software. Group and individual micro-loans, flat rate, declining balance, Islamic finance. TCDC approved.
Learn more →SACCOS Management System
End-to-end SACCO software. Member savings, shares, loans, dividends, regulatory reporting. TCDC and BOT compliant.
Learn more →SACCOS Members Portal
Web portal for SACCO members. View shares, savings, loans, statements, and submit requests. TCDC-aligned for Tanzanian SACCOS.
Learn more →SACCOS Members Mobile Application
Mobile app for SACCO members. Check shares, savings, loans, make payments and requests on the go. iOS and Android.
Learn more →VICOBA Integration
Connect Village Community Banks to formal banking. Digitize group savings, loans, member records. Mobile money for financial inclusion.
Learn more →Investment Groups Platform
Digital platform for investment groups (vikundi vya uwekezaji). Group savings, investments, profit-sharing, transparent reporting.
Learn more →AgriBusiness Financing Suite
Agricultural finance platform. Farmer loans, subsidies, crop insurance, cooperative financing. Digital farmer profiling.
Learn more →BOT RTSIS Reporting System
Automated Real-Time Supervisory Information System for Bank of Tanzania compliance. Accurate, audit-ready regulatory reporting.
Learn more →Government Loans (eLoans)
Digital platform for government-backed loans. HESLB student loans, SME funds, social welfare. Verification and fraud prevention.
Learn more →Contracts & Documents Management
Centralized document management. Contracts, legal documents, compliance records. E-signatures, version control, approvals.
Learn more →Legal Cases Management
Litigation tracking for banks and corporates. Court cases, legal risks, compliance deadlines, lawyer assignments.
Learn more →HR Management System (HRMS)
Complete HR: recruitment, payroll, NSSF/WCF compliance, training, performance evaluation. Tanzanian labor law compliant.
Learn more →Business Management ERP
Comprehensive ERP for SMEs. Finance, HR, sales, procurement, inventory. Real-time reporting and decision support.
Learn more →Inventory Management System
Digital inventory and asset management. Fixed assets, stock, procurement, supplier payments. Automated controls and audit trails.
Learn more →Tenants Management System
Property and rental management. Units, leases, rental payments, maintenance. Mobile money for rent collection.
Learn more →Incidents Management System
IT and operational incident tracking. Log, track, resolve with SLA management. Improve service delivery.
Learn more →School Management System
Complete school ERP. Student records, fees collection, academic reporting, online payments. Nursery to higher education.
Learn more →Zahanati Management System
Healthcare facility management. Patient records, billing, medicine inventory, NHIF integration, insurance claims.
Learn more →Events Management System
Digital event management. Registration, contribution tracking, vendor coordination, secure payments. Harambees, weddings, corporate.
Learn more →Notification Engine
Centralized messaging platform. Real-time and scheduled notifications via SMS, email, WhatsApp, push. Campaigns and transactional alerts.
Learn more →Zona AI – Intelligent Assistant
AI-powered virtual assistant. 24/7 customer support in Swahili and English, automated inquiries, intelligent system assistance.
Learn more →